Credit Card Comparison 2026
Compare top credit cards by rewards, APR, annual fee, and net monthly value for your spending.
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Chase Sapphire Preferred
🇺🇸 · Travel
4.8
APR
21.49%
Annual Fee
$95
Reward Rate
3%
Sign-up Bonus
60,000 pts ($750)
Net monthly value (on $2000/mo spend)
+52.08/mo
Amex Gold Card
🇺🇸 · Dining
4.7
APR
21.99%
Annual Fee
$250
Reward Rate
4%
Sign-up Bonus
90,000 pts ($900)
Net monthly value (on $2000/mo spend)
+59.17/mo
Capital One Venture X
🇺🇸 · Travel
4.6
APR
19.99%
Annual Fee
$395
Reward Rate
2%
Sign-up Bonus
75,000 miles
Net monthly value (on $2000/mo spend)
+7.08/mo
Citi Double Cash
🇺🇸 · Cashback
4.5
APR
19.24%
Annual Fee
$0
Reward Rate
2%
Sign-up Bonus
$200 cashback
Net monthly value (on $2000/mo spend)
+40.00/mo
Wells Fargo Active Cash
🇺🇸 · Cashback
4.4
APR
20.24%
Annual Fee
$0
Reward Rate
2%
Sign-up Bonus
$200 cashback
Net monthly value (on $2000/mo spend)
+40.00/mo
Barclaycard Avios Plus
🇬🇧 · Travel
4.3
APR
24.9%
Annual Fee
$240
Reward Rate
1.5%
Sign-up Bonus
25,000 Avios
Net monthly value (on $2000/mo spend)
+10.00/mo
HDFC Regalia Gold
🇮🇳 · Premium
4.4
APR
3.49%/mo
Annual Fee
$50
Reward Rate
4%
Sign-up Bonus
2,500 pts
Net monthly value (on $2000/mo spend)
+75.83/mo